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FSBO Savings Calculator

See how much you can save by selling your home without a listing agent. Adjust the sliders to match your situation.

Your Home Sale Details
Adjust the values below to calculate your potential FSBO savings
$500,000
$50,000$5,000,000
$300,000
$0$500,000

Your estimated mortgage balance to pay off at closing. This is deducted from your net proceeds.

3.0%
1.0%4.0%

Typical listing agent commission is 2.5–3%. This is what you save by going FSBO.

2.5%
0.5%4.0%

Offering a buyer's agent commission helps attract buyers. Typical: 2.5%.

$500
$0$2,000

FSBO sellers pay a flat fee (usually $200–$1,000) to list on the MLS for maximum exposure.

1%
0%3%

Closing costs the seller typically covers (title insurance, transfer taxes, attorney fees).

Your Savings
Based on a home sale price of $500,000

You Could Save

$14,500

(2.9% of sale price)

Sale Price$500,000

With a Listing Agent

Listing agent fee (3%)−$15,000
Buyer's agent fee (2.5%)−$12,500
Additional costs (1%)−$5,000
Net Proceeds with Agent$467,500

Selling FSBO

Buyer's agent fee−$12,500
MLS flat fee−$500
Additional costs−$5,000
Net Proceeds FSBO$482,000

After Mortgage Payoff

Remaining mortgage−$300,000
Cash in pocket with agent$167,500
Cash in pocket FSBO$182,000

This calculator provides estimates for informational purposes only. Actual savings depend on your specific situation, local market conditions, and negotiated commission rates. Consult a real estate attorney or financial advisor before making FSBO decisions.

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